The Smart Ledger for Small Businesses & IOUs.

Ditch the spreadsheets. Use natural language to track customer tabs, debts, and daily cash flow. 100% offline-ready, private, and secure.

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AI-Powered Entry

Just speak or type. Our AI instantly extracts names, amounts, and intent, saving you hours of manual data entry.

Master Your IOUs

Crystal clear tracking for customer prepaid balances, pending debts, and mutual favors. Never lose track of a dime.

On-Time Reminders

Get notified when a debt is due. Powered by local push notifications—no cloud calendar access required, keeping your schedule private.

Offline-First & Account-Free

Start tracking instantly without signing up. Your data lives on your device, accessible anytime, even without an internet connection.

Zero-Knowledge Cloud Sync.

Your data, your rules. Enable Pro to sync across devices with End-to-End Encryption (E2EE). You hold the only master key. If you lose your password, even we cannot decrypt your ledgers. Absolute privacy.

Give & Take - The Smart Ledger for Small Business & IOUs | AI Bookkeeping